India's fastest growing Loan Against Mutual Funds (LAMF) platform. Borrow up to ₹10,00,000 at lowest interest rate @9% p.a. without selling a single unit. 100% digital, zero paperwork, same-day disbursal.
Your Loan Against Mutual Funds Eligibility (45% of portfolio)
at fixed 9% p.a. Monthly interest: ₹3,375
37 investors got funded today and the average disbursal time is 3 hrs 12 min
Estimate based on 45% LTV · Max loan ₹10,00,000 · Fixed rate 9% p.a. · Soft KYC — zero CIBIL impact
You can easily apply for an instant loan against mutual funds online and get quick access to cash. The online process is very easy and 100% secure. We break down each step, helping you apply confidently, pledge your investments and receive funds without unnecessary delays.
Why Choose Bulwark Capital
Loan Against Mutual Funds in India is the smartest way to access liquidity without disrupting your long-term wealth creation.
Your mutual fund units are pledged as collateral but continue to earn returns. You don't miss a single rupee of market gains while your loan is outstanding.
Personal loans charge 14–24% p.a. Our fixed 9% p.a. on LAMF saves you thousands in interest because your portfolio acts as secure collateral.
Once your portfolio is verified and the loan offer is accepted, funds are credited to your bank account within 4 hours — on the same day.
This is a secured loan backed by your mutual fund assets. No hard credit inquiry is made. Your CIBIL score remains completely unaffected.
Redeeming mutual funds triggers STCG or LTCG tax. Borrowing against them doesn't. LAMF lets you access money without a tax event.
Pay interest-only each month, part-prepay when you have surplus, or close the loan fully. Zero foreclosure charge. Complete flexibility.
LAMF vs Alternatives
See how Loan Against Mutual Funds compares to taking a personal loan or redeeming your investments — across every dimension that matters.
| Feature | Bulwark LAMF ✦ | Personal Loan | Redeem MF |
|---|---|---|---|
| Interest rate | 9% p.a. Fixed | 14%–24% p.a. | N/A |
| CIBIL / Credit score impact | ✓ Zero impact | ✗ Hard inquiry | ✓ None |
| Portfolio stays invested | ✓ Stays invested | ✓ Stays invested | ✗ Liquidated |
| Market returns during tenure | ✓ Continues earning | ✓ Continues earning | ✗ No returns |
| Capital gains tax triggered | ✓ No tax event | ✓ No tax event | ✗ STCG / LTCG applies |
| Exit load charged | ✓ None | ✓ None | ⚠ May apply |
| Disbursal time | ~4 hours | 2–7 days | T+2 (2–3 days) |
| Documentation / paperwork | ✓ Zero paperwork | ✗ Heavy docs required | Minimal |
| Prepayment penalty | ✓ Zero | ✗ 2%–4% charged | Exit load may apply |
| Processing | 100% Digital | Mostly offline | Online |
Who Can Apply
Loan Against Mutual Funds is available to a wide range of investors. Let’s explore the Loan Against Mutual Funds Eligibility for a LAMF.
Indian resident individual
Salaried, self-employed, or business owner
Age 18 to 70 years
PAN card linked to your mutual fund account
Mutual fund holdings with CAMS / KFintech
Equity, debt, or hybrid funds (not liquid / overnight)
Minimum portfolio value of ₹1,00,000
Borrow up to 45% — max loan ₹10,00,000
Mobile number linked to MF account
Same number registered with your AMC / CAMS / KFintech
Active Indian bank account
For loan disbursal and repayment
We are a trusted platform offering Loan against mutual funds in India. We guide, protect, and grow your wealth, making your financial journey simple and secure.
Our Loan Against Mutual Funds financial service helps you meet urgent financial needs while staying invested for long-term growth.
📞 Still have questions? Our dedicated support team is here to help. Call us anytime!
Bulwark Capital combines technology with strong customer support. The digital application process was convenient, and the guidance provided ensured there were no delays or uncertainties. A trustworthy platform for accessing loans against mutual funds.
Mangaluru
I had an excellent experience with Bulwark Capital. The verification and approval process was quick, and using platforms like Aadhaar verification and digital signatures made everything seamless. The loan product is very valuable, and I will gladly recommend it to my friends.
Delhi
Completely digital and hassle-free! I got my loan against mutual funds within a few hours without any physical paperwork. Quick, smooth, and reliable.
Indore
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